Small Business Insurance Solutions

Employers are in search now more than ever for small business insurance solutions.  This is nothing new, of course.  The “Tug of War” between annual revenue and health care costs has been increasing since the early 1980’s.  Employers have watched the cost of their...

Business Choice

Business Choice as it pertains to group medical plans continues to be an elusive objective for employers.  Companies have always been in search of superior benefit plans chalked full of choices to attract the best employees.  As group medical become more expensive,...

USA Business Choice

USA Business Choice was founded to take advantage of the opportunities created by the passage of the Patient Protection and Affordable Care Act. There are several significant advantages to employers who wish to self-fund their employee benefit plans. Self-Funded plans...

How Stop Loss Insurance Works

Stop Loss insurance (also known as excess insurance) is a product that provides protection for self funded employers by serving as a reimbursement mechanism for catastrophic claims exceeding predetermined levels. There are basically 2 forms of Stop loss insurance. The...

Affordable Healthcare Options

Affordable healthcare options continue to be as elusive for employers as double digit profit percentages every year.  Frankly, affordable healthcare options can play a huge part in determining whether a company is profitable in these turbulent times.  The Affordable...